You don’t need to be a tech expert to protect your accounts or small business. Start by separating common myths from the facts, and taking a few practical steps.
Myth 1: “I’m too small to be a target.”
Criminals look for easy opportunities, not just big companies. Personal accounts and small businesses can hold valuable information and money.
Take action: Protect your accounts and keep your devices and software updated.
Myth 2: “I’ll spot a scam email.”
Scam emails can look convincing. Watch for unexpected requests for money, sensitive information or a new login link, even when the message seems to come from someone you know.
Take action: Before clicking or paying, verify unusual requests using a phone number or contact method you already trust.
Myth 3: “Extra login security makes my account untouchable.”
Multifactor authentication (MFA) adds a step to your login, such as an approval on your phone. It helps protect your account, but scammers may send repeated prompts hoping you’ll approve one.
Take action: Use MFA, but never approve a login you didn’t start. Report unexpected prompts to your account provider or IT support.
Myth 4: “I have backups, so I’m covered.”
A backup only helps if you can restore your files. Don’t wait until an attack or device failure to find out whether it works.
Take action: Test your backups and check how long recovery takes. Business owners should know how much downtime they can manage.
Myth 5: “Security is someone else’s job.”
IT support can help, but everyday choices matter too. Anyone who uses an account or device has a role in keeping it safe.
Take action: Learn the warning signs of scams and ask for help when something feels wrong. Business owners should train their teams to do the same.
Myth 6: “I’ll know what to do if something happens.”
An attack is stressful. A written plan helps you act quickly instead of guessing when accounts, files or communication tools stop working.
Take action: Write down who to contact and how to reach them if your usual tools are unavailable. For a business, include who contacts IT, your insurer and customers, and practice the plan.
Small steps make a difference.
Start with one step today: verify an unusual request, check your login security or test a backup. If you need help, contact your account provider or a trusted IT professional.
