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Credit Repair scams in particular are on the rise. With many offering quick-fixes to your credit score, these companies and websites have become very convincing in their scams.

Some going so far as to claim that they can get you a ‘new credit identity’ so you can begin your credit from scratch with no ramifications.

While the below are broad strokes, Money’s Best Credit Repair Companies offers telltale signs of current credit repair scams. Whether you choose to do the work on your own or hire a company to help, the truth is only time and repaying your debt will improve your credit. In the end, if something seems too good to be true it most likely is.